INSURANCE · Insurance AI

Wheresettlementcomplexitydisappears

Contract register, claim list and cover note spreadsheets are loaded as-is and structured, then automatic slip reconciliation, a settlement pipeline and natural-language queries are joined into one auditable desk.

Example · Insurance settlement

Reconciliation, settlement and queries for every slip — every screen the settlement team uses, on one desk.

Operations Desk

Stalled, unpaid and unmatched items on one screen — what needs handling today surfaces first.

01/ 03
treasurer · operations desk
OverviewInsurance Operations DeskDATE26·04·21 TUELIVE
NEW
New contracts
12
RENEWAL
Renewals
8
CLAIMS
Claims
23
ACTION NEEDED
Contracts to action
6
Attention QueuePending · by risk
RefAccountStageDaysExposure
CLM-24-0412Samsung SDIAWAITING21d₩ 420M
CTR-26-0088Hyundai MarineREVIEW12d₩ 280M
CLM-25-1130LG Energy Sol.SENT9d₩ 110M
CTR-26-0102DB InsuranceDRAFT7d₩ 94M
CLM-26-0051POSCOINTAKE4d₩ 62M
How it works

Drop in your spreadsheets as they are, and get an auditable settlement desk.

Contract, claim and cover note spreadsheets are loaded as-is and structured, then automatic reconciliation, settlement tracking and AI queries are joined into one desk. Your formats stay the same.

0.1Ingestion · structuring

Load spreadsheets exactly as they are

Contract register, claim list and cover note spreadsheets are loaded into a structured database with automatic header mapping. Same templates, same sheets — the settlement team just uploads the files.

Contracts · claims · cover notes
0.1 · Ingestion · structuring
Source · Excel
XLSAI contract register.xlsx
XLSClaim list (merged).xlsx
XLSCover Note.xlsx
→ Auto header mapping · 3,842 rows
Structured DB
cover_noteinsurersharepremium
CN-26-0412DB Insurance35%142.0M
CN-26-0377Samsung Fire20%88.4M
CN-26-0088Hyundai Marine15%62.0M
CN-26-0051KB Insurance10%41.2M
0.2Auto-reconciliation · anomaly detection

Mismatches found for you, not by you

Contracts and claims are matched automatically by cover note number, insured and insurer, and SOC amount gaps, unbooked items and duplicate reference numbers are highlighted instantly.

SOC · cover notes · duplicates
0.2 · Auto-reconciliation · anomaly detection
MATCHEDSamsung SDI · DB Insurance · SOC matched
MISMATCHHyundai E&C · SOC gap −4.4M
UNBOOKEDPOSCO · cover note unbooked
DUPR-2600377 · duplicate reference ×2
0.3Settlement pipeline

Collections and payments tracked to the end

Contracts and claims are tracked through Intake → Analysis → Sent → Collected → Completed, and items stalled 3+ days or unpaid 14+ days are queued automatically.

Intake → Completed
0.3 · Settlement pipeline
Settlement flow · Insurer ↔ Settlement desk ↔ Client
Insurer
Insurer
DB Insurance + 5 more
Premium⇄Claims
Settlement desk
Settlement desk
Open item matching · settlement
Collection⇄Payout
Client
Client
Policyholder · insured
Settled
96settled
Pending
14pending
Declined
5declined
Unpaid
8unpaid
0.4AI · automated output

Queries and slips, automated

Get evidence-backed answers from natural-language queries, and generate insurance slips and weekly settlement reports automatically. The desk takes over the repetitive work.

AI query · slip generation
0.4 · AI · automated output
Cover SlipPDF
ASSUREDSamsung SDI
PERIOD26.01–26.12
PREMIUM₩ 142.0M
COMM27.5%
Past share history applied
Auto-distribute6 insurers
DB Insurance35%
Samsung Fire20%
Hyundai Marine15%
KB Insurance12%
Meritz Fire10%
Hanwha General8%
Subject
[Cover Slip] Samsung SDI 2026 insurance offer
Please review the attached slip and reply with your acceptance and terms. Prepared on the basis of the shares discussed.
6 slips & emails auto-generated · 0.9s
Settlement desk · a day

Not a pile of spreadsheets. One settlement desk.

Contracts, claims, cover notes, collections and payments on one desk — same data, same reconciliation logic, same audit trail.

What spreadsheet settlement misses

Contracts in file A, claims in file B, cover notes in file C. Different formats and reference numbers, reconciled by eye — gaps and omissions surface too late.

We ship all of it as one desk. On the same data, reconciliation logic and audit trail.

Anatomy · the backbone the desk shares
01
One data layer

Contracts, claims and cover notes in one structured database. No version conflicts, nothing lost.

Contracts · claims · cover notes
02
One reconciliation logic

SOC, cover notes and duplicates reconciled automatically under the same rules.

SOC · CN · duplicates
03
One audit trail

Ingestion, reconciliation, collection and payment recorded in a single ledger · any point in time reproducible.

Ingest → pay · trace
A day on the desk · screens in the order they openKST · business day
07:00Morning queueStalled · unpaid · unmatched
09:30New cover notesIssuance · auto-matching
11:00Slip reconciliationSOC · amount gaps
14:00Collection checkReceipt matching · status update
16:30Payment sign-offNet premium · co-insurance
18:00Unpaid noticesOver 14 days · auto-queued

Every module below on one desk — the screens the settlement team opens every day.

  • 01
    Settlement attention queue
    Stalled · unpaid · sorted by risk
  • 02
    Slip reconciliation (SOC)
    Amount gaps · auto-highlighted
  • 03
    Cover note integrity
    Unbooked · issue-date matching
  • 04
    Duplicate detection
    Duplicate references · grouping
  • 05
    Contract management
    Shares · premium · filtered search
  • 06
    Claim management
    SOC · status · totals by account
  • 07
    Insurance slip generation
    Cover slips · automatic PDF
  • 08
    AI natural-language query
    Question → SQL → evidence-backed answer
8Modules · this desk16Modules · across desks1Playbook

Get in touch.
Start with a free PoC or a project quote.

Send us one set of settlement spreadsheets, and we will show you a working desk within 5 days.