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Story/Reinsurance
REINSURANCE · AI

Where settlementcomplexity disappears

Load contract, claim list and cover note spreadsheets as they are, structure them, and connect automated slip reconciliation, the settlement pipeline and plain-language queries in one auditable desk.

EXAMPLE

Reconciliation, settlement and queries for every slip —
every screen your settlement team uses, on one desk.

Operations Desk

Stalled, unpaid and unmatched items on one screen — what needs handling today surfaces first.

  1. 01Live status board
  2. 02Attention queue
  3. 03Contract detail
Settlement statusLive
Stalled
6
3+ days
Unpaid
8
14+ days
Unmatched
9
SOC mismatch
New today
12
Cover notes issued
Open items35 · ₩980M

Stalled, unpaid, unmatched and new items as live KPIs.

Sorted by severity.

HOW IT WORKS

Drop in your spreadsheets,
get an auditable settlement desk.

Contract, claim and cover note spreadsheets are loaded as-is and structured, then connected to automated reconciliation, settlement tracking and AI queries in one desk. No template changes.

0.1 · Ingestion · Structuring

Load spreadsheets as they are

Contract, claim list and cover note spreadsheets land in a structured database through automatic header mapping. Keep your existing templates and sheets — the settlement team just uploads the files.

0.1 · Ingestion · Structuring
SOURCE · EXCEL
XLSAI_Contracts.xlsx
XLSClaim list (merged).xlsx
XLSCover Note.xlsx
→ Headers auto-mapped · 3,842 rows
STRUCTURED DB
COVER_NOTEREINSURERSHARERI_PREMCN-26-0412Munich Re35%142.0MCN-26-0377Swiss Re20%88.4MCN-26-0088SCOR15%62.0MCN-26-0051Hannover10%41.2M
0.2 · Auto-reconciliation · Exceptions

Find mismatches so people don’t have to

Contracts and claims are matched automatically by cover note number, assured and reinsurer, with SOC amount gaps, unbooked items and duplicate reference numbers highlighted instantly.

0.2 · Auto-reconciliation · Exceptions
MATCHEDSamsung SDI · Munich Re · SOC matched
MISMATCHHyundai E&C · SOC gap −4.4M
UNBOOKEDPOSCO · Cover note unbooked
DUPR-2600377 · Duplicate reference ×2
0.3 · Settlement pipeline

Track collections and payments to the end

Contracts and claims are tracked through Intake → Review → Sent → Collection → Closed, and items stalled 3+ days or unpaid 14+ days are queued automatically.

0.3 · Settlement pipeline
Settlement flow · Reinsurer ↔ Broker ↔ Cedent
Reinsurer
REINSURER
Munich Re +5
⇄
Broker
BROKER · SETTLEMENT DESK
Open items · settlement
⇄
Cedent
CEDANT
Primary insurer
SETTLED
96Settled
PENDING
14Pending
DECLINED
5Declined
UNPAID
8Unpaid
0.4 · AI · Auto-generation

Automate questions and slips

Get evidence-backed answers to plain-language questions, and generate reinsurance slips and weekly settlement reports automatically. The desk takes over the repetitive work.

0.4 · AI · Auto-generation
COVER SLIPPDF
ASSUREDSamsung SDI
PERIOD26.01–26.12
RI PREM₩ 142.0M
COMM27.5%
Past share history applied
AUTO-DISTRIBUTE6 reinsurers
Munich Re35%
Swiss Re20%
SCOR15%
Hannover Re12%
Lloyd's10%
Korean Re8%
Subject
[Cover Slip] Samsung SDI 2026 reinsurance offer
Please review the attached slip and confirm acceptance and terms. Prepared on the shares discussed.
Slip + 6 emails generated · 0.9s
A DAY AT THE DESK

A day at the settlement desk,
screen by screen

KST · BUSINESS DAY
07:00
Morning queue
Stalled · unpaid · unmatched
09:30
New cover notes
Issued · auto-matched
11:00
Slip reconciliation
SOC · amount gaps
14:00
Collections check
Receipt matching · status update
16:30
Payment sign-off
Net RI premium · co-broking
18:00
Unpaid notices
14+ days · auto-queued
SETTLEMENT DESK · ONE DAY

Not a pile of spreadsheets. One settlement desk.

Contracts, claims, cover notes, collections and payments on one desk — same data, same reconciliation logic, same audit trail.

WHAT SPREADSHEET SETTLEMENT MISSES

Contracts in file A, claims in file B, cover notes in file C. People reconcile them by eye across different templates and reference numbers — gaps and omissions surface too late.

We ship all of it as one desk, on the same data, reconciliation logic and audit trail.

STRUCTURE · THE BACKBONE THE DESK SHARES
01
One data layer

Contracts, claims and cover notes in one structured database. No version conflicts, nothing lost.

Contracts · Claims · Cover notes
02
One reconciliation logic

SOCs, cover notes and duplicates reconciled automatically by the same rules.

SOC · CN · Duplicates
03
One audit trail

Ingestion, reconciliation, collection and payment recorded in a single ledger · replayable at any point in time.

Ingestion → Payment · Trace
8 modules · 1 desk

Every module below lives in one desk — the screens the settlement team opens every day.

01Settlement attention queueStalled · unpaid · by severity
02Slip reconciliation (SOC)Amount gaps · auto-highlight
03Cover note integrityUnbooked · issue-date matching
04Duplicate detectionDuplicate refs · grouping
05Contract managementShare · RI premium · filtered search
06Claim managementSOC · status · per-account totals
07Reinsurance slip builderCover slip · auto PDF
08AI plain-language queryQuestion → SQL → evidence-backed answer
8 modules · this desk16 modules · across desks1 playbook

Design the package that fits your firm,
together with Treasurer.

Through a free PoC or a project quote, we propose the right AX adoption path for your organization.